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Home » Archives by category » Governance » BFSI (Page 2)

Financial Exclusion in India: Dimension of the problem

Financial Exclusion in India: Dimension of the problem

By S. S. Mundra, Deputy Governor, Reserve Bank of India An accusation that has come to be levied against the banking sector in the aftermath of the Financial Crisis is…

Financial Literacy as a facilitator of Financial Inclusion

Financial Literacy as a facilitator of Financial Inclusion

By S. S. Mundra, Deputy Governor, Reserve Bank of India As financial markets are becoming increasingly complex with serious problems of information asymmetry, the need for financial literacy and education…

Digitise all payments to and from the government

Digitise all payments to and from the government

Nachiket Mor Committe Report on Financial Inclusion India has a rich and diverse payments infrastructure in place already. A number of measures have been taken by RBI to ―activate‖ this…

Banking Renaissance: Inclusion, Innovation & Implementation

Banking Renaissance: Inclusion, Innovation & Implementation

By S. S. Mundra, Deputy Governor, Reserve Bank of India As you might know, the word ‘Renaissance’ has a French origin meaning re- ‘back, again’ + naissance ‘birth’ (from Latin…

India is far behind in adoption and deployment of Digital Information Systems

India is far behind in adoption and deployment of Digital Information Systems

By Nivedan Sahani Is the digital information world good for us? The information exchange and availability are getting wireless and the information format is getting smaller in size day by…

Reaching the Unbanked and Underbanked: Going Mobile

Reaching the Unbanked and Underbanked: Going Mobile

Look and you’ll see an exciting landscape emerging in the banking arena. One where there is a billion-strong market actively seeking financial services but remains largely unattended to. These globally…

Strengthening the Banking System for lending to MSMEs

Strengthening the Banking System for lending to MSMEs

By S. S. Mundra, Deputy Governor, RBI With a view to strengthen the reach and scope of credit delivery mechanism for small entrepreneurs and businesses, RBI has recently issued in-principle…

‘Banks Board can be effective in risk management’

‘Banks Board can be effective in risk management’

New Delhi, April 6: A majority of the banks in India favour a Banks Board that can help mitigate and manage the risks of the banking industry, according to a…

Global Economic Turmoil: Impact on Indian Economy

Global Economic Turmoil: Impact on Indian Economy

By Harun R Khan, Deputy Governor, RBI The inter-linkage of Indian economy with the rest of the world has been growing at a rapid pace, and therefore, global developments influence…

Public Sector banks lost at least Rs 30,873.86 crore to frauds in 4 years

Public Sector banks lost at least Rs 30,873.86 crore to frauds in 4 years

New Delhi: March 26, 2016 THE 26 public sector lenders, which are expecting a Rs 25,000 crore government bailout in the coming financial year have lost at least Rs 30,873.86…