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Home » Archives by category » Governance » BFSI (Page 2)

Disruptive Innovation and Inclusive Growth

Disruptive Innovation and Inclusive Growth

By R. Gandhi, Deputy Governor at FIBAC Small Finance Banks are going to be game changers. Let me explain our thought process. First, whom are we targeting to form the…

Urbanisation and Infrastructure : Current Issues & Emerging Challenges

Urbanisation and Infrastructure : Current Issues & Emerging Challenges

Harun R Khan, Deputy Governor, RBI Let me focus now an important aspect emerging needs India is rapidly urbanising, which is putting a tremendous pressure on urban infrastructure. Census data…

Provide relief in any form to small farmers as a direct benefit transfer

Provide relief in any form to small farmers as a direct benefit transfer

New Delhi: June 18, 2017 Credit flows to agriculture under Priority Sector Lending-PSL display considerable seasonality not explained by cropping patterns. The Task Force on Credit Related Issues of Farmers,…

The problems in Indian banking system lie into policy and structure

The problems in Indian banking system lie into policy and structure

New Delhi: June 3, 2017 Banking is hobbled by policy, which creates double financial repression, and by structural factors, which impede competition. The solution lies in the 4 Ds of…

Financial Education in India: Basics and Beyond

Financial Education in India: Basics and Beyond

By S. S. Mundra, Deputy Governor, Reserve Bank of India Customers who are financially literate would demand information and thereby play an important role in ensuring transparency among the financial institutions.…

Technology is a great enabler in Indian Banking

Technology is a great enabler in Indian Banking

By S. S. Mundra, Deputy Governor, Reserve Bank of India I would begin by quoting Brett King, the author of famous book ‘Bank 3.0’. “Customers don’t use channel or products…

CSCs to provide Digital Financial literacy and service enablement in rural India

CSCs to provide Digital Financial literacy and service enablement in rural India

New Delhi, November 30, 2016: Common Services Centers (CSCs), under the Ministry of Electronics & IT, have been entrusted with the task of providing digital financial literacy training and enabling…

Financial Literacy as a facilitator of Financial Inclusion

Financial Literacy as a facilitator of Financial Inclusion

By S. S. Mundra, Deputy Governor, Reserve Bank of India As financial markets are becoming increasingly complex with serious problems of information asymmetry, the need for financial literacy and education…

Digitise all payments to and from the government

Digitise all payments to and from the government

Nachiket Mor Committe Report on Financial Inclusion India has a rich and diverse payments infrastructure in place already. A number of measures have been taken by RBI to ―activate‖ this…

Banking Renaissance: Inclusion, Innovation & Implementation

Banking Renaissance: Inclusion, Innovation & Implementation

By S. S. Mundra, Deputy Governor, Reserve Bank of India As you might know, the word ‘Renaissance’ has a French origin meaning re- ‘back, again’ + naissance ‘birth’ (from Latin…