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ICT has potential to improve service delivery to the citizens at local level

ICT has potential to improve service delivery to the citizens at local level

ICTpost Governance Bureau Sustainable development, access to services, equal opportunities, safety, governance and citizen participation are some of the key issues administrators of the modern cities face today. The urban…

Financial Exclusion in India: Dimension of the problem

Financial Exclusion in India: Dimension of the problem

By S. S. Mundra, Deputy Governor, Reserve Bank of India An accusation that has come to be levied against the banking sector in the aftermath of the Financial Crisis is…

Why should Banks Engage in Web 2.0

Why should Banks Engage in Web 2.0

New Delhi: July 15, 2017 With Web 2.0 technologies, consumers are changing their behavior, and they are demanding a more user-friendly, networked banking experience, one that provides a greater level…

Disruptive Innovation and Inclusive Growth

Disruptive Innovation and Inclusive Growth

By R. Gandhi, Deputy Governor at FIBAC Small Finance Banks are going to be game changers. Let me explain our thought process. First, whom are we targeting to form the…

Financial Frauds – Prevention: A Question of Knowing Somebody

Financial Frauds – Prevention: A Question of Knowing Somebody

By R. Gandhi, Deputy Governor- Reserve Bank of India “There are three things in the world that deserve no mercy – hypocrisy, fraud, and tyranny”          …

Urbanisation and Infrastructure : Current Issues & Emerging Challenges

Urbanisation and Infrastructure : Current Issues & Emerging Challenges

Harun R Khan, Deputy Governor, RBI Let me focus now an important aspect emerging needs India is rapidly urbanising, which is putting a tremendous pressure on urban infrastructure. Census data…

Provide relief in any form to small farmers as a direct benefit transfer

Provide relief in any form to small farmers as a direct benefit transfer

New Delhi: June 18, 2017 Credit flows to agriculture under Priority Sector Lending-PSL display considerable seasonality not explained by cropping patterns. The Task Force on Credit Related Issues of Farmers,…

The problems in Indian banking system lie into policy and structure

The problems in Indian banking system lie into policy and structure

New Delhi: June 3, 2017 Banking is hobbled by policy, which creates double financial repression, and by structural factors, which impede competition. The solution lies in the 4 Ds of…

Financial Education in India: Basics and Beyond

Financial Education in India: Basics and Beyond

By S. S. Mundra, Deputy Governor, Reserve Bank of India Customers who are financially literate would demand information and thereby play an important role in ensuring transparency among the financial institutions.…

Technology is a great enabler in Indian Banking

Technology is a great enabler in Indian Banking

By S. S. Mundra, Deputy Governor, Reserve Bank of India I would begin by quoting Brett King, the author of famous book ‘Bank 3.0’. “Customers don’t use channel or products…

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