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Strengthening the Banking System for lending to MSMEs

Strengthening the Banking System for lending to MSMEs

By S. S. Mundra, Deputy Governor, RBI With a view to strengthen the reach and scope of credit delivery mechanism for small entrepreneurs and businesses, RBI has recently issued in-principle…

Integrate Financial Services and Mobile telephony

Integrate Financial Services and Mobile telephony

ICTpost Governance Bureau Two major problems confronting the country are financial inclusion and poor rural mobile and broadband wireless penetration. The former has proved intractable because extending banking services in…

Payment Revolution: Preparing for Participation

Payment Revolution: Preparing for Participation

By R. Gandhi, Deputy Governor , RBI We have been focusing our attention on developing the payment systems in the country for the past thirty five years, starting from the…

Taking on cyber threats in Indian Banking – The Sensible way

Taking on cyber threats in Indian Banking – The Sensible way

 By  Harun R Khan, Former Deputy Governor, Reserve Bank of India For the financial sector specifically, there is a need to look into the extant IT environment, since there is a…

Financial Stability – Are We Barking at All Right Trees?

Financial Stability – Are We Barking at All Right Trees?

By R. Gandhi, Deputy Governor , RBI The global financial crisis had brought in paradigm shifts in many areas viz., regulation, governance and mind-set, amongst others…all in pursuance of a…

ICT has potential to improve service delivery to the citizens at local level

ICT has potential to improve service delivery to the citizens at local level

ICTpost Governance Bureau Sustainable development, access to services, equal opportunities, safety, governance and citizen participation are some of the key issues administrators of the modern cities face today. The urban…

Financial Exclusion in India: Dimension of the problem

Financial Exclusion in India: Dimension of the problem

By S. S. Mundra, Deputy Governor, Reserve Bank of India An accusation that has come to be levied against the banking sector in the aftermath of the Financial Crisis is…

Why should Banks Engage in Web 2.0

Why should Banks Engage in Web 2.0

New Delhi: July 15, 2017 With Web 2.0 technologies, consumers are changing their behavior, and they are demanding a more user-friendly, networked banking experience, one that provides a greater level…

Disruptive Innovation and Inclusive Growth

Disruptive Innovation and Inclusive Growth

By R. Gandhi, Deputy Governor at FIBAC Small Finance Banks are going to be game changers. Let me explain our thought process. First, whom are we targeting to form the…

Financial Frauds – Prevention: A Question of Knowing Somebody

Financial Frauds – Prevention: A Question of Knowing Somebody

By R. Gandhi, Deputy Governor- Reserve Bank of India “There are three things in the world that deserve no mercy – hypocrisy, fraud, and tyranny”          …

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